Privacy Policy

What information does this website collect from visitors?

This website collects two categories of information: information you provide voluntarily, and information collected automatically when you visit.

Information you provide: When you use the contact form on this site, you provide your name, email address, and the text of your message. You also provide a confirmation that you have read the Privacy Policy. This information is transmitted to our email address and is used solely to respond to your inquiry. We do not store contact form submissions in a database.

Automatically collected information: When you visit this website, standard web server logs and analytics tools may collect your IP address, browser type, operating system, referring URL, pages visited, time spent on pages, and date and time of visit. This information is collected in aggregate and is used to understand how the site is used and to improve its content and performance.

We do not collect financial information, government identification numbers, or sensitive personal information as defined under applicable law.

Does this website use cookies and tracking technologies?

Yes. This website uses cookies and similar tracking technologies. Cookies are small text files stored on your device by your browser. We use cookies for the following purposes: to remember your cookie consent preferences, to enable analytics tools to measure site traffic and usage patterns, and to support the proper functioning of certain site features.

You can control cookie settings through the cookie consent interface on this website or through your browser settings. Disabling cookies may affect the functionality of certain features. For a full description of the cookies used on this site, see our Cookie Policy.

We do not use cookies to collect sensitive personal information or to track you across other websites for advertising purposes without your consent.

How is collected information used?

Information collected through this website is used for the following purposes:

Contact form submissions are used exclusively to respond to the inquiry submitted. We do not use contact information for marketing purposes, do not share it with third parties for marketing, and do not add it to mailing lists without explicit consent.

Automatically collected usage data is used to analyze site traffic, identify technical issues, improve content quality, and understand which topics are most accessed by visitors. This analysis is conducted in aggregate and is not used to identify individual visitors.

Cookie preference data is used to record your consent choices and apply them consistently across your visits to the site.

Is personal information shared with third parties?

We do not sell personal information to third parties. We do not share personal information with third parties for their independent marketing purposes.

We may share information with service providers that assist in operating this website, including web hosting providers and analytics service providers. These providers are contractually required to use information only to provide services to us and not for their own purposes.

We may disclose information if required by law, court order, or government regulation, or if we believe disclosure is necessary to protect the rights, property, or safety of this Platform, its visitors, or others.

In the event of a business transfer, merger, or acquisition, information held by this Platform may be transferred as part of that transaction. We will notify visitors of any such change through a notice on this website.

What rights do California residents have under the CCPA and CPRA?

California residents have specific rights under the California Consumer Privacy Act (CCPA) as amended by the California Privacy Rights Act (CPRA). These rights include:

Right to Know: You have the right to request information about the categories and specific pieces of personal information we have collected about you, the categories of sources from which we collected it, the purposes for collection, and the categories of third parties with whom we share it.

Right to Delete: You have the right to request deletion of personal information we have collected from you, subject to certain exceptions permitted by law.

Right to Correct: You have the right to request correction of inaccurate personal information we maintain about you.

Right to Opt Out of Sale or Sharing: We do not sell or share personal information as those terms are defined under the CCPA/CPRA. No opt-out mechanism is required, but you may contact us to confirm our practices.

Right to Non-Discrimination: We will not discriminate against you for exercising your privacy rights.

To exercise these rights, contact us at info@money-transmitter.co.com or at the address listed on the Contact page. We will respond to verifiable requests within 45 days as required by law, with one possible extension of an additional 45 days with notice.

Does this website collect information from children?

This website does not knowingly collect personal information from children under the age of 13. This Platform is an educational resource intended for adult consumers. If you believe a child under 13 has provided personal information to this website, contact us at info@money-transmitter.co.com and we will take steps to delete that information.

This website complies with the Children's Online Privacy Protection Act (COPPA), 15 USC 6501 et seq.

How is personal information secured?

We implement reasonable technical and organizational measures to protect information collected through this website from unauthorized access, disclosure, alteration, or destruction. These measures include HTTPS encryption for all data transmitted between your browser and this website, access controls limiting who can access server infrastructure, and regular review of security practices.

No method of internet transmission or electronic storage is completely secure. We cannot guarantee absolute security of information transmitted to or stored by this website. In the event of a data breach that requires notification under applicable law, we will provide notice as required.

How long is personal information retained?

Contact form inquiries received by email are retained for as long as necessary to respond to the inquiry and for a reasonable period thereafter for record-keeping purposes, generally not exceeding 12 months unless a longer retention period is required by law.

Web server logs and analytics data are retained in accordance with the retention policies of the respective service providers, typically ranging from 14 months to 26 months depending on the service.

Cookie preference records are retained for the duration specified in the cookie consent settings, typically 12 months, after which consent is requested again.

Does this website contain links to other websites?

This website may contain links to external websites including government agencies (FinCEN, CFPB, FTC), regulatory databases (NMLS Consumer Access), and other third-party resources. These links are provided for informational purposes.

We are not responsible for the privacy practices or content of external websites. When you follow a link to an external site, that site's privacy policy governs the collection and use of your information. We recommend reviewing the privacy policy of any external site you visit.

How will changes to this Privacy Policy be communicated?

We may update this Privacy Policy from time to time to reflect changes in our practices, applicable law, or the features of this website. When we make material changes, we will update the "Last Updated" date at the top of this page. We encourage visitors to review this Policy periodically.

Continued use of this website after a Privacy Policy update constitutes acceptance of the revised Policy. If you do not agree with the revised Policy, please discontinue use of this website.

How can visitors contact us about privacy matters?

For questions, concerns, or requests related to this Privacy Policy or the handling of your personal information, contact us at:

Email: info@money-transmitter.co.com
Phone: +1 (408) 859-8141
Mail: 4618 Japonica Way, San Jose, CA 95129

We will acknowledge receipt of privacy inquiries within 5 business days and respond substantively within the timeframes required by applicable law.